Tag: mortgage rates

How Tariffs Impact Mortgage Rates

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Hey everyone, it’s Evan Swanson from Guild Mortgage!

With new tariffs affecting the economy, many are wondering how this impacts the housing market. Here’s a quick breakdown:

>Tariffs can cause inflation, which is a key driver of mortgage rates.
>Higher inflation expectations often lead to higher mortgage rates.
>Good news: Mortgage rates are currently at multi-month lows despite the tariffs!

Stay tuned for more updates as things remain volatile.
Thanks for watching and please reach out with questions or if I can be of assistance!

Real Talk Ep 15 with David Battany: Unlocking Homeownership

Posted on by Evan in First-Time Homebuyer, Fixed Rate, General Mortgage Info., Housing & Real Estate, Mortgage Programs

Welcome to another episode of the Real Talk video podcast series! In this episode, we are thrilled to interview mortgage industry veteran and capital markets expert, David Battany. With over 30 years of experience as a leader in the field, David shares his invaluable insights on the significance of homeownership in our society.  Join us as David demystifies the true determinants of mortgage rates and provides expert advice on when consumers should consider locking in a rate.

His profound understanding and passion for the industry make this episode a must-watch for anyone interested in the mortgage market. Don’t miss out on this engaging and informative conversation with one of the brightest minds in the field. We’re honored to have David on the show!

Federal Rate Cuts: What Homebuyers Need to Know!

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Fed cuts and mortgage rates? What do I need to know? Watch to learn more!

Election Impact on Housing & Mortgage Rates

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Curious about how the upcoming election will affect the housing market and mortgage rates? Watch to learn more!

3rd Quarter 2024 Housing Market Recap & Winter Forecast

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

As a mortgage loan officer, I’ve recorded a short 5-minute video recapping interest rates and housing prices during the 3rd quarter of 2024. Plus, get a sneak peek into what to expect this winter and discover essential tips for buyers and sellers navigating the seasonal market shifts. Watch now and stay informed!

Why Mortgage Rates Are Rising Even After Fed Rate Cut ✂

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will eventually go down.

Mortgage Rates Hit 14 Month Lows – Buyers Rejoice!

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Good news! Rates are beginning to come down! We never know what the future holds but contact me today if I can be of assistance!

Evan’s Summary of “The Lock-In Effect of Rising Mortgage Rates”

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

In this video I explain what the mortgage rate lockdown is and the current impact that it has on homeowners. With over 68% of homeowners sitting on interest rates that are 3%⬇ below the market value, you can imagine this has a huge effect on a homeowner’s decision to buy or sell . Watch to learn why!

Evan-omics: Inflation Trend Points to Lower Mortgage Rates!

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More

Happy to share some good news! Watch this short video for the latest on inflation and why I think it will lead to lower mortgage rates in the months ahead.

Mortgage Rates Update: Fed’s Plans for Interest Rate Cuts in 2025

Posted on by Evan in Swanson Home Loans Blog - Mortgage Rate Updates and More