Privacy Policy
What does Swanson Home Loans, a division of Guild Mortgage Company do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Swanson Home Loans, a division of Guild Mortgage Company chooses to share; and whether you can limit this sharing.
California Residents
Click here to view the California Consumer Protection Act Portal
NOTICE to European Union (EU) individuals:
Swanson Home Loans, a division of Guild Mortgage Company privacy policies are intended to comply with the General Data Production Regulation (GDPR). Swanson Home Loans, a division of Guild Mortgage Company is a mortgage lender and individuals applying for a mortgage loan will be asked to provide personal data necessary for loan approval. EU individuals must affirmatively consent to the collection of personal data on this site by first emailing privacyrequest@guildmortgage.net prior to providing any personal data. You will then receive a reply email asking whether you consent to the collection of personal data. Swanson Home Loans, a division of Guild Mortgage Company will only collect the personal data you choose to provide. By using this site to begin the mortgage loan application process, you consent to use of your personal data consistent with this notice. Swanson Home Loans, a division of Guild Mortgage Company does not use cookies or other web based tools to collect personal data on individuals. You may decline to provide any information Swanson Home Loans, a division of Guild Mortgage Company requests. Your personal data will not be shared by Swanson Home Loans, a division of Guild Mortgage Company with any third parties except those used for internal marketing purposes by Swanson Home Loans, a division of Guild Mortgage Company. Swanson Home Loans, a division of Guild Mortgage Company follows industry standards for safeguarding and protecting your personal data. You may request a free copy of your personal data. We will delete your personal data or transfer your data to another entity at your request (unless required to retain it by U.S. law), and we will retain your data only so long as required by law and regulation. If you have questions about Swanson Home Loans, a division of Guild Mortgage Companies privacy policy or you wish to request a copy of, deletion of, or transfer of your personal data you may contact us by emailing us at privacyrequest@guildmortgage.net or by writing us at Guild Mortgage Company, Attn: Legal Department, 5887 Copley Drive, San Diego, CA 92111.
| Reasons we can share your personal information | Does Swanson Home Loans, a division of Guild Mortgage Company share? | Can you limit this sharing? |
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES | NO |
| For our marketing purposes- to offer our products and services to you |
YES | NO |
| For joint marketing with other financial companies | NO | WE DON’T SHARE |
| For our affiliates’ everyday business purposes- information about your transactions and experiences |
NO | WE DON’T SHARE |
| For our affiliates’ everyday business purposes- information about your creditworthiness |
NO | WE DON’T SHARE |
| For non-affiliates to market to you | NO | WE DON’T SHARE |
Questions?
Call (833) 953-1480
Who is providing this notice?
Swanson Home Loans, a division of Guild Mortgage Company
How does Swanson Home Loans, a division of Guild Mortgage Company protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.
How does Swanson Home Loans, a division of Guild Mortgage Company collect my personal information?
We collect your personal information, for example, when you
- Apply for financing or give us your contact information
- Give us your income information
- Give us your employment history
- Give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Swanson Home Loans, a division of Guild Mortgage Company does not share with our affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Swanson Home Loans, a division of Guild Mortgage Company does not share with non-affiliates so they can market you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Swanson Home Loans, a division of Guild Mortgage Company doesn’t jointly market.