Why Are Mortgage Rates Rising in October 2024?

Curious about why mortgage rates increased in October despite the Fed’s rate cuts? Tune in as I explain the trend and what to expect moving forward. Discover why 30-year fixed mortgage rates spiked by 0.75% and how federal fiscal policies play a role. Plus, find out why November and December might bring better news for mortgage rates. Have questions about navigating this market? Contact us today for expert advice!

Rate Update October 8, 2008

The Fed announced this morning that they, in conjunction with 5 other central banks, were cutting short-term interest rates by .50%.  This takes the Federal Funds rate down to 1.50%.  The prime index is now expected to dip to 4.50%.

Ordinarily mortgage rates don’t always benefit from a fed rate cut.  However, watch today’s you tube video to understand why this might be different.

Current outlook: floating