Struggling with affordability as a first-time homebuyer? Discover the secret of real estate seasonality! See how a first-time buyer in Portland secured a home with instant equity, thanks to the market shifts starting in November. Stay in the market, and if you’re not pre-approved yet, call me today! Let’s make your homeownership dreams a reality.
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As we wrap up 2024, the Portland and Pacific Northwest housing market has faced challenges with high mortgage rates and steady or rising home prices. But there’s hope on the horizon! Experts predict mortgage rates will improve in 2025, with modest home price increases. Seasonal trends will offer better negotiation opportunities for homebuyers. If you’re ready to strategize your home purchase for next year, let’s chat! No obligation, just a friendly conversation to help you navigate the market. Happy holidays and a wonderful new year!
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Exciting News for Homebuyers in Oregon! Are you struggling with high interest rates and down payment challenges? Oregon Housing and Community Services has launched the Oregon Flex Lending Program to replace the old Oregon Bond Program.
This new initiative offers:
1. Down Payment Assistance: Up to 5% for both first-time and repeat homebuyers.
2. Flexible Use: Assistance can now be used for down payments, not just closing costs.
3. Subsidized Interest Rates: For those who qualify with their own down payment.
This program opens up new opportunities for many aspiring homeowners. Curious to learn more? Contact us today! ✨ Don’t miss out on this game-changing program!
Curious about why mortgage rates increased in October despite the Fed’s rate cuts? Tune in as I explain the trend and what to expect moving forward. Discover why 30-year fixed mortgage rates spiked by 0.75% and how federal fiscal policies play a role. Plus, find out why November and December might bring better news for mortgage rates. Have questions about navigating this market? Contact us today for expert advice!
Curious about how the upcoming election will affect the housing market and mortgage rates? Watch to learn more!
As a mortgage loan officer, I’ve recorded a short 5-minute video recapping interest rates and housing prices during the 3rd quarter of 2024. Plus, get a sneak peek into what to expect this winter and discover essential tips for buyers and sellers navigating the seasonal market shifts. Watch now and stay informed!
Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will eventually go down.
Dr. Kelly shares his journey from Detroit to becoming a successful real estate entrepreneur, highlighting the influence of his parents’ hard work and the lessons they taught him about breaking the cycle of poverty through education and real estate investment. His mom’s key principles—work hard, get educated, and buy real estate—were foundational to his success. Tune in to hear about his motivations, his path to the Air Force Academy, and how his experiences have shaped his approach to real estate and life. ✨
Join me for an exciting episode of Real Talk with Cindy Thackery, managing broker at John L. Scott. Cindy shares how her athletic background and strong work ethic, inherited from her hardworking father, have shaped her successful real estate career.
Join Evan Swanson as he interviews Lindsey Culver, who shares her inspiring journey to becoming a licensed Realtor, highlighting her growth, passion for connection, and commitment to the real estate industry and community.