Thinking about buying a home? In this video I breakdown 4 key areas to consider when figuring out how much money you need:
1. Professional Inspection: Expect costs around $1,000.
2. Closing Costs & Prorated Payments: Ranging from $7,000 to $20,000, but you might negotiate with the seller to cover these.
3. Buyer Representation Fee: Often negotiable with the seller.
4. Down Payment: Many loan programs offer assistance, so you might not need to save for this!
Want to learn more? Contact us!
Despite the headlines about high interest rates and lack of affordability, the spring buying season is looking promising!
Stay focused, work with a professional realtor, and make the most of this balanced market! Contact us today to get started.
First-time homebuyers!
Curious about how much house you can afford? Watch this short video as I break down the art and science of determining your ideal home budget.
Learn about:
>Debt-to-income calculations
>The eligibility vs. suitability conundrum
>Personalized financial planning tips
Don’t miss out on expert advice tailored to your unique financial situation! Contact us today for a professional opinion on your home affordability.
One of the biggest questions we get from future homeowners is: When should we start the loan pre-approval process? A common mistake is waiting until you’ve found your dream home to contact your lender. Instead, reach out to your lender before you start your home search. Once we have your application, it typically takes just a day or two for an initial pre-approval and a few more days for full underwriting. This way, when you find your dream home, you can move quickly! Remember, loan pre-approvals cost nothing out of pocket and are valid for 120 days. If you have any questions, we’re here to help. Contact us today!
Hey everyone, it’s Evan Swanson from Guild Mortgage!
With new tariffs affecting the economy, many are wondering how this impacts the housing market. Here’s a quick breakdown:
>Tariffs can cause inflation, which is a key driver of mortgage rates.
>Higher inflation expectations often lead to higher mortgage rates.
>Good news: Mortgage rates are currently at multi-month lows despite the tariffs!
Stay tuned for more updates as things remain volatile.
Thanks for watching and please reach out with questions or if I can be of assistance!
Recent changes by Fannie Mae and Freddie Mac regarding HOA master insurance policies are impacting condo financing.
I’ve recorded a detailed video explaining these changes and their effects. If you’re a real estate professional, condo owner, or buyer, this is crucial info!
In this episode of “Real Talk,” we sit down with Pascha Cain from The Agency, Portland. Pascha brings a wealth of experience from her 23 years in senior-level marketing at Nike and Adidas before transitioning into the world of real estate. She shares how her expertise in identifying target consumers and using storytelling to create emotional connections has been instrumental in optimizing outcomes for home sellers.
Pascha delves into her “raise the bar” customer service strategy, offering invaluable advice for investors interested in short-term rentals. Tune in to discover how Pascha’s unique background and innovative approach are making waves in the real estate industry.
Watch now and get ahead in the housing market!
Ever wondered when the best time to buy a home is? Join me for a quick dive into the dynamics of the 2025 housing market.
Curious about the latest trends in the Portland housing market? I’ve got you covered!
Key Highlights:
>Monumental changes in the Fed’s monetary policy and its impact on mortgage rates.
>Current home prices and appreciation trends in Portland.
>Seasonal shifts in housing inventory and what it means for buyers and sellers.
>Expert tips on navigating the market, whether you’re buying or selling.
Don’t miss out on valuable insights and practical advice to make informed decisions in this dynamic market!
Join me for an insightful conversation with Realtor Josh Hackenjos, who has been a licensed Realtor since 2011. Josh has built a successful real estate practice by focusing on serving his community, being honest, and providing sound advice, even when it doesn’t benefit him. ✨
In this interview, Josh shares his secrets to success and offers valuable tips on how (and when) to plan your important activities for a successful new year. Hint: It doesn’t have to be complicated! Don’t miss out on this opportunity to learn from one of the best in the business!