Curious about why mortgage rates increased in October despite the Fed’s rate cuts? Tune in as I explain the trend and what to expect moving forward. Discover why 30-year fixed mortgage rates spiked by 0.75% and how federal fiscal policies play a role. Plus, find out why November and December might bring better news for mortgage rates. Have questions about navigating this market? Contact us today for expert advice!
Author: Evan
My blog is a tool for me to provide updates on what is happening in the financial markets that will impact mortgage rates, update professional partners on what is happening in the mortgage industry, and write about general financially related topics.
Election Impact on Housing & Mortgage Rates
Curious about how the upcoming election will affect the housing market and mortgage rates? Watch to learn more!
3rd Quarter 2024 Housing Market Recap & Winter Forecast
As a mortgage loan officer, I’ve recorded a short 5-minute video recapping interest rates and housing prices during the 3rd quarter of 2024. Plus, get a sneak peek into what to expect this winter and discover essential tips for buyers and sellers navigating the seasonal market shifts. Watch now and stay informed!
Why Mortgage Rates Are Rising Even After Fed Rate Cut ✂
Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will eventually go down.
Real Talk Ep 12 with Dr. Tony Kelly: Embrace Technology & Leadership Insights
Dr. Kelly shares his journey from Detroit to becoming a successful real estate entrepreneur, highlighting the influence of his parents’ hard work and the lessons they taught him about breaking the cycle of poverty through education and real estate investment. His mom’s key principles—work hard, get educated, and buy real estate—were foundational to his success. Tune in to hear about his motivations, his path to the Air Force Academy, and how his experiences have shaped his approach to real estate and life. ✨
Real Talk Ep 11 with Cindy Thackery: From Novice to Managing Broker
Join me for an exciting episode of Real Talk with Cindy Thackery, managing broker at John L. Scott. Cindy shares how her athletic background and strong work ethic, inherited from her hardworking father, have shaped her successful real estate career.
Real Talk Ep 10 with Lindsey Culver: A Journey of Determination and Leadership
Join Evan Swanson as he interviews Lindsey Culver, who shares her inspiring journey to becoming a licensed Realtor, highlighting her growth, passion for connection, and commitment to the real estate industry and community.
Is Multnomah County Housing Undervalued?
Evan Swanson argues that moving out of Portland to save on income taxes might not be financially beneficial, as higher housing costs outside the city could negate the tax savings. He suggests that housing in Multnomah County might be undervalued, making staying in Portland a potentially smarter financial decision.
Real Talk Ep 9 with Harrison Whitmarsh: Unlocking Portland’s Historic Homes: Value Through Story!
In this Real Talk episode, I had the pleasure of speaking with Harrison Whitmarsh, a unique Portland realtor with Eleete Real Estate who is transforming the real estate market by capturing the rich history of the city’s homes.
Mortgage Rates Hit 14 Month Lows – Buyers Rejoice!
Good news! Rates are beginning to come down! We never know what the future holds but contact me today if I can be of assistance!